The Individuals Who Are Retirement Life Funding
Patty Wills
President
Patty Wills, CSA, President of Retirement Life Funding, is a Reverse Mortgage Old Timer. She entered the reverse mortgage field near the inception of the government-insured Reverse Mortgage Program and has over 16 years exclusive reverse mortgage experience.
She has organized, conducted, and participated in countless seminars and meetings with members of Congress, AARP, and HUD officials, as well as other community leaders to spread the word about the benefits of the Reverse Mortgage Program. She has assisted in training counselors as part of HUD’s mandated counselor training program. Patty has also been interviewed and quoted in the Washington Post, The Baltimore Sun, The Pittsburgh Tribune-Review, and many other newspapers.
Patty is dedicated to providing seniors with information and access to the Reverse Mortgage Program in a personal, professional, and efficient manner.
Richard Wills
CEO
Richard Wills is the CEO of Retirement Life Funding. He is also an attorney and former Professor of Law at the National Law Center, George Washington University, Washington, D.C. Richard taught consumer law and conducted consumer access and awareness programs with the Food and Drug Administration, Small Business Administration, and the Federal Trade Commission. Richard recently negotiated and settled a consumer class action case that an economic expert estimated saved Maryland homeowners $27 million!
Richard is a true believer in the Reverse Mortgage Program and is dedicated to educating consumers and professionals about this program. With his extensive background in consumer mortgage law, he offers a unique perspective and insight when discussing and explaining the Reverse Mortgage Program to both homeowners and professionals.
Gloria Cohan
Reverse Mortgage Specialist
Gloria Cohan was one of the original reverse mortgage educators. In the 3 years in that role, she helped hundreds of older homeowners understand the basic concepts of the reverse mortgage program. She explained how they could turn the equity in their homes into tax-free income without having to sell, give up homeownership, or take on a monthly mortgage payment. In 1994, she became a reverse mortgage loan officer and has helped over a thousand homeowners obtain a reverse mortgage.
Gloria realizes that many older homeowners have difficulty living on their retirement incomes. She sees reverse mortgages as a wonderful tool for meeting the need many homeowners have for additional funds. Whether you are an older homeowner, someone who is considering retirement, or a trusted advisor or friend, a reverse mortgage is an option you should consider to help augment your fixed income.
Susan Darling
Reverse Mortgage Specialist
Susan Darling is an experienced and licensed loan originator. Susan joined our reverse mortgage team after becoming interested in the field while providing full time care for her 95-year-old mother. She understands firsthand the importance and security provided by the ability to live independently in the comfort of your own home.
Susan realizes that many older homeowners have difficulty living on their retirement incomes. She believes reverse mortgages are a valuable tool that helps homeowners 62 years or older convert a portion of their home equity into tax-free income, without giving up ownership or making monthly payments. She enjoys meeting and working with customers in person, providing all the available reverse mortgage options.
Gail Hayes
Reverse Mortgage Specialist
Gail Hayes is a native Washingtonian and has worked in the mortgage industry for twelve years, the last four years as a Reverse Mortgage Specialist. Gail has a Master’s Degree in Mental Health and has also worked as an Educational Therapist at the D.C. Children’s Center.
Gail realizes that many older homeowners have difficulty living on their retirement incomes. She sees reverse mortgages as a wonderful tool for meeting the need many homeowners have for additional funds. Whether you are an older homeowner, someone who is considering retirement, or a trusted advisor or friend, a reverse mortgage is an option you should consider to help augment your fixed income.
Our Team of Reverse Mortgage Specialists
With over 50 years of reverse mortgage experience we know how to keep it simple. Patty, Richard, and our Reverse Mortgage Specialists are strategically located throughout Maryland, Virginia, and the District of Columbia to work with you on a personal level. We are familiar with property in your area and are here to assist you individually throughout the process.
We welcome the opportunity to work with you and gain your trust by supplying you with up-to-date, correct information that will allow you to make an informed decision as to whether a reverse mortgage is right for you.
